Contact Us: 

E-mail Us 

 

Phone:

503-922-1367

866-541-2057

 

Fax:

503-438-4177

 

 

Emerald Funding Services is here to help you with your equipment purchases!

Why Emerald Funding?   We act as an agent for you, helping you to find the best lease financing arrangement for your situation.  We work with multiple quality leasing partners and can compare rates for you and help you through the paperwork process.

Benefits of Leasing

Types of Leases

Sure Steps to Approval

How we can help

Lease Application

Benefits of Leasing

Conserve Credit Lines and Capital.  Conserve your cash to invest in your business instead of in assets.  Protect existing lines of credit and your borrowing power by leasing equipment instead of financing.

Pay for Use, not Ownership.  Leasing allows you to pay for the equipment as you use it, letting the increased profits or cost savings from that equipment pay your lease payment.  When the lease is over, you may choose to upgrade to the latest technology.

Tax Benefits.   Lease payments may be fully deductible, allowing you to pay for equipment with pre-tax dollars.

Simplified Accounting and Budgeting.   Lease payments are fixed, not impacted by future interest rate fluctuations, and not complicated by depreciation schedules.

Leasing is flexible.  You may not be required to make a down payment, and you can lease all costs related to the equipment installation, including freight and services.

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Types of Leases

10% Purchase on Term

  • 10% of the total purchase price due at the end of the lease.

  • Considered a “true lease” for taxes

  • Lower monthly payments

$1 Buy Out

  • $1 due at the end of the lease.

  • Slightly higher monthly payments

  • Check with your accountant about how tax laws may apply to you.

Fair Market Value Buyout

  • Option to buy the equipment at the fair market value at the end of the lease term, or return equipment to lessor.

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Sure Steps to Approval

 

Leasing companies are looking for three attributes when evaluating your application:

 

Ability to Pay :  Overall income, cash flow, net worth

 

Business Stability:  Time in business, personal history in industry

 

Willingness to Pay :  Credit record, previous credit history

 

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How we can help

 

At Emerald Funding Services, our funding coordinators will consult with you to evaluate your financing needs.   Then, we will work with one of many top quality funding sources to make sure you are offered the appropriate funding solution based on what you are purchasing, your credit history, and your desired payment structures.  We have extensive experience working with operators, even those with new businesses or a lack of positive credit history.  Let us help you lease the equipment you need to take your business to the next level of success!   

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Lease Application

Ready to get started?   Download and print this application.  Fax your completed application, along with a description of the equipment to be purchased, to 503-614-0797.

Lease application 

You will need Adobe Acrobat Reader to view this file.

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